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Mortgage Center
Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.
Mortgage Center
Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.
- Apply Now and complete the application.
- When you have completed the application, click submit and your information will be reviewed for instant online approval.
- A Pen Air Federal Credit Union Loan Officer will follow up to answer your questions.
Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 850-505-3200 ext. 5400.
Rate Watch
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Calculators
How much would my monthly payment be?
Today's Rates
| Conventional Loans | ||
| 30 Year Fixed Rate | ||
| Rate | APR | |
| 4.000% | 4.113% | |
| 15 Year Fixed Rate | ||
| Rate | APR | |
| 3.375% | 3.572% | |
| Construction Loans | ||
| 30 Year Construction-Permanent | ||
| Rate | APR | |
| 3.750% | 3.878% | |
| VA Loans | ||
| VA 30 Year Fixed Rate | ||
| Rate | APR | |
| 4.000% | 4.370% | |
| FHA Loans | ||
| FHA 30 Year Fixed Rate | ||
| Rate | APR | |
| 4.000% | 5.000% | |
| Home Equity Loans | ||
| 5 Year Home Equity Fixed | ||
| Rate | APR | |
| 5.000% | 5.007% | |
| 10 Year Home Equity Fixed | ||
| Rate | APR | |
| 6.000% | 6.004% | |
| 20 Year Home Equity Fixed | ||
| Rate | APR | |
| 7.000% | 7.002% | |
| Home Equity Line of Credit | ||
| Rate | APR | |
| 5.000% | 5.000% | |
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